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News

Grok 4.5 Just Hit Opus-Level Coding Performance — How to Audit Your AI-Exposed Names in One Sheet

Grok 4.5 jumped 25 spots on Website Arena in a single release and is now in the same performance band as Claude Opus 4.6. The launch matters less for the leaderboard and more for what it says about training data: real Cursor sessions outperformed scale. Here is the launch data, what changed in the AI storage trade, and a 5-minute audit you can run against every brokerage you hold an AI name in.

5 min read
Guides

How to Set Quarterly Rebalancing Rules in Your Sheet So Winners Do Not Eat Your Whole Portfolio

Most retail rebalancing decisions fail because they are made in the moment, on a single hot streak, and never written down. A position that grew from 4 percent to 18 percent feels earned the first time and reckless the third. The fix is a one-time setup in your spreadsheet that runs the same rebalancing rules every quarter, regardless of how the winners feel that month. Here is the rebalancing model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.

5 min read
Guides

How to Set Position-Sizing Rules in Your Sheet So One Bad Trade Cannot Wreck Your Portfolio

Most retail position-sizing decisions fail because they are made in the moment, on emotion, and never written down. A 4 percent allocation feels safe the first time and reckless the third. The fix is a one-time setup in your spreadsheet that runs the same sizing rules every time, regardless of how confident you feel on the day. Here is the sizing model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.

5 min read
Guides

How to Set Up a Stop-Loss Trigger in Your Sheet So You Stop Selling at the Worst Time

Most retail stop-loss attempts fail because they trigger on a single scary headline, not a fixed rule. The same 8 percent drop feels survivable the first time and catastrophic the third. The fix is a one-time setup in your spreadsheet that runs the same exit rules every time, regardless of what the news cycle looks like that morning. Here is the trigger model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.

5 min read
Guides

How to Set Up a Buy-the-Dip Trigger in Your Sheet So You Stop Timing the Market Wrong

Most retail buy-the-dip attempts fail because they trigger on emotion, not math. The same 5 percent drop feels scary the first time and like a steal the third time. The fix is a one-time setup in your spreadsheet that runs the same rules every time, regardless of how you feel on the day. Here is the trigger model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.

5 min read
News

SAP Just Beat Revenue — But Analysts Are Warning on Guidance. How to See Your Real SAP Exposure Across Every Brokerage

SAP reported a strong revenue quarter, sending the stock higher in early trading. Beneath the headline beat, analysts flagged that guidance was held at the low end as the European macro backdrop tightens. Here is what the print actually means for your SAP position, why a single-app view hides the real aggregate, and how to size your real exposure across Fidelity, Schwab, Robinhood, and any other account in one Google Sheet.

5 min read
News

The S&P 500 Just Had Its Best Quarter in Six Years — And the Average Stock Just Hit a New Record High. How to See If Your Portfolio Is Riding the Broadening or the AI Trade

Q2 2026 earnings season opened with the five biggest U.S. banks posting a record $49B in profit. The cap-weighted S&P 500 had its best quarter in six years, and the equal-weight index hit a new all-time high. The market is broadening, not just AI-driven. Here is how to see your real exposure in one sheet.

5 min read
Guides

Your Investing Expectations Are Roughly Double the Reality — How to Plan Around the Gap

Surveys consistently show retail investors expect 12-15% annual returns over the next decade — roughly double what most long-term capital market assumptions project. Long-term real returns above 10% are exceedingly rare. Here is where the gap comes from, what it costs you, and how to plan around it without abandoning equities.

5 min read
News

The 'Sell America' Trade Keeps Failing — What It Means for Your Multi-Brokerage Portfolio in 2026

Foreign investors are still pouring money into U.S. assets, the dollar remains the undisputed global reserve currency, and U.S. markets are about as dominant as they have ever been. Here is why the 'Sell America' trade keeps underperforming, what the rally looks like under the surface, and how to size the resulting concentration across every brokerage you use in one sheet.

5 min read