How to track your investments, compare tools, and build better spreadsheets.
No spam, just product updates and investment tracking tips.
In one week the AI trade ran to records, sold off 5.6% on a slowdown call, and bounced. Separately those are just moves; together they are a one-week course in position sizing. Here is the weekend guide — the four rules the week’s swing makes obvious, and how to run them against every brokerage in one sheet.
Semiconductor stocks snapped back on September 17, 2026, with Intel, Micron, and AMD leading a relief rally as fears of an AI-capital-expenditure slowdown started to recede. Three days after the slowdown-call rout ripped through the chip complex, dip-buyers stepped in. Here is the tape, why a bounce on light causes is not the same as a reversal, and how to audit your AI exposure.
Anthropic CEO Dario Amodei published “We Must Pace the Frontier” on September 12 calling for AI labs to deliberately throttle capability gains, a call backed by OpenAI, Google DeepMind, and Tesla. On September 14 the chip complex sold off hard — a 5.6% drop in the PHLX chip index, Nvidia down 3.5%, Micron down over 5% — even as hyperscalers rose. Here is what the split says about the AI trade and how to audit your exposure.
NVIDIA reported $96.2 billion in Q2 FY2027 revenue on August 26 — up 106% year over year — with Data Center revenue of $89 billion, up 117%, and Q3 guided to $108 billion. The print re-anchors the AI trade across every chapter the market split out this summer. Here is what the number means and how to audit your AI exposure across every brokerage.
This week the AI trade fired on all three of its chapters: compute (Microsoft’s $30B Azure run-rate), memory (Micron crossing $1,000), and embodiment (NVIDIA Actuate 26). A weekend portfolio audit — how to see your exposure to each chapter across every brokerage in one Google Sheet before the next earnings print.
Five of the largest US retailers reported in three days: Home Depot beat, Target hit a 52-week high, Lowe’s cut guidance, TJX missed on a light Q3 guide, and Walmart reports Thursday morning. The pattern is a consumer split by ticket size — small-ticket spending is holding up, big-ticket and renovation spending is where the cut landed. Here is the tape, what it says about the July retail-sales slowdown, and how to audit your consumer exposure.
NVIDIA Actuate 26 runs August 18–19 in San Francisco, the third annual robotics developer conference where NVIDIA and partners — Figure, Agility, FANUC, Medtronic, Aurora, Wayve — push Physical AI from research into production. Here is what the conference signals, why it re-rates the AI trade beyond chips, and how to audit your robotics exposure before NVIDIA earnings on August 26.
Micron (MU) crossed $1,000 for the first time on August 17, 2026, closing near $1,011 with a street-high price target of $2,200. It is the payoff of the memory-shortage thesis this blog covered in June. Here is what drove the move, what it means for the AI memory trade, and how to audit your MU exposure.
Walmart reports Q2 earnings Thursday, August 20, 2026, the first major retailer to print after July retail sales fell 0.6%. Here is the guidance, what to watch, and how to audit your consumer-staples exposure before the print.
July retail sales fell 0.6%, the biggest drop since May 2025, even as CPI cooled to 3.4% and the S&P 500 logged a third straight weekly gain. Here is the data, what it says about the consumer, and how to audit your portfolio for a spending slowdown.
OpenAI previewed Ultrafast mode on August 13, 2026 — a new service tier that runs GPT-5.6 Sol up to 14 times faster than Standard processing, with reported throughput of 750 output tokens per second. Here is what changed, what it means for solo founders routing between hosted and local models, and how to update your AI build sheet.
Mistral released Shieldstral-1.0-3B on August 7, 2026 — a 3 billion parameter open-weights multimodal safety classifier under Apache 2.0 that runs on a single 16GB GPU and matches models seven times its size. Here is what changed, what it means for solo founders shipping AI products, and how to update your AI build sheet.
Microsoft reported Azure AI services at a $30B annualized run-rate in Q4 FY26, up 110 percent year over year. The number re-rates the AI infra trade because it anchors MSFT as the direct revenue beneficiary of every Grok 4.5, Composer 2.5, and Claude call. Here is the print, what it means for your MSFT allocation, and a 5-minute audit you can run against every brokerage you hold AI-exposed names in.
Grok 4.5 jumped 25 spots on Website Arena in a single release and is now in the same performance band as Claude Opus 4.6. The launch matters less for the leaderboard and more for what it says about training data: real Cursor sessions outperformed scale. Here is the launch data, what changed in the AI storage trade, and a 5-minute audit you can run against every brokerage you hold an AI name in.
Most retail rebalancing decisions fail because they are made in the moment, on a single hot streak, and never written down. A position that grew from 4 percent to 18 percent feels earned the first time and reckless the third. The fix is a one-time setup in your spreadsheet that runs the same rebalancing rules every quarter, regardless of how the winners feel that month. Here is the rebalancing model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.
Most retail position-sizing decisions fail because they are made in the moment, on emotion, and never written down. A 4 percent allocation feels safe the first time and reckless the third. The fix is a one-time setup in your spreadsheet that runs the same sizing rules every time, regardless of how confident you feel on the day. Here is the sizing model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.
Most retail stop-loss attempts fail because they trigger on a single scary headline, not a fixed rule. The same 8 percent drop feels survivable the first time and catastrophic the third. The fix is a one-time setup in your spreadsheet that runs the same exit rules every time, regardless of what the news cycle looks like that morning. Here is the trigger model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.
Most retail buy-the-dip attempts fail because they trigger on emotion, not math. The same 5 percent drop feels scary the first time and like a steal the third time. The fix is a one-time setup in your spreadsheet that runs the same rules every time, regardless of how you feel on the day. Here is the trigger model, the four rules that make it work, and the IVS_BROKERAGE formulas that turn it into a one-minute audit.
Seagate posted better-than-expected quarterly earnings as hyperscaler demand for hard drives and high-capacity storage continues to grow. Most retail investors never check whether they own any of the AI storage names. Here is a 5-minute audit you can run against your full portfolio in one Google Sheet.
The first Monday of Q3 2026 is July 27. Earnings season opens in three weeks, mid-cap rotation has stalled, and the dividend capture calendar is filling up. Here is a 20-minute checklist you can run today against your existing brokerage data in one Google Sheet.
Q2 2026 S&P 500 earnings are growing 23–25%, but more than 40% of all 2026 upward revisions come from just three companies — Micron, Nvidia, and Alphabet — and the top 10 constituents now equal roughly 40% of the index. Here is the data, the risk, and how to audit your own S&P 500 exposure across every brokerage in one Google Sheet.
If you sold a dividend-paying stock right before the ex-dividend date, the dividend does not follow you. Here is how the ex-div date actually works, why the answer depends on which brokerage held which shares, and how to size your real dividend income across Fidelity, Schwab, Robinhood, and any other account in one Google Sheet.
SAP reported a strong revenue quarter, sending the stock higher in early trading. Beneath the headline beat, analysts flagged that guidance was held at the low end as the European macro backdrop tightens. Here is what the print actually means for your SAP position, why a single-app view hides the real aggregate, and how to size your real exposure across Fidelity, Schwab, Robinhood, and any other account in one Google Sheet.
AT&T rallied after Q2 2026 earnings beat expectations, lifted by postpaid phone net adds, steady free cash flow, and a held capex line. Here is what the move actually does to your T position, why a single-app view hides the real aggregate, and how to size your real exposure across Fidelity, Schwab, Robinhood, and any other account in one Google Sheet.
One Wall Street analyst says Microsoft is at a major inflection after a rough first half of 2026. Here is what the breakout call is really saying, why the concentration risk is the part the call sheets usually leave out, and how to size your real MSFT exposure across Fidelity, Schwab, Robinhood, and any other account in one Google Sheet.
SpaceX is trading below its $135 IPO price for the first time, down roughly $1 trillion from the June 16 peak after the Starship launch scrub at Starbase. A 911.5M share lockup wall lifts after the first quarterly report in August. Here is how to size your real SPCX exposure across Fidelity, Schwab, Robinhood, and any other brokerage in one Google Sheet.
The S&P 500 closed at 5,847.32 on July 20, 2026, its first record high in two weeks. Soft inflation data, a 12-basis-point drop in the 10-year Treasury yield, and a rotation back into mega-cap tech drove the move. Here is the breakdown, the sector winners and losers, and a 10-minute portfolio checklist.
Tech beat by 8%, energy missed by 4%, financials surprised. A 15-minute portfolio checklist: check sector drift, harvest losses, refresh target allocation. Plus why cross-brokerage tracking in one sheet is the only way to actually act on earnings season changes.
Q2 2026 earnings season opened with the five biggest U.S. banks posting a record $49B in profit. The cap-weighted S&P 500 had its best quarter in six years, and the equal-weight index hit a new all-time high. The market is broadening, not just AI-driven. Here is how to see your real exposure in one sheet.
The PHLX Semiconductor Index dropped 20% from its June high on Friday, putting the chip sector officially in a bear market after a 105% rally. BofA analyst Vivek Arya calls it a summer reset. Here is what changed, what did not, and how to see your real exposure across every brokerage in one Google Sheet.
GOOGL fell 4.4% on July 16, 2026 after Bloomberg reported Gemini 3.5 Pro is months behind schedule, erasing roughly $200B in market cap. The Mag 7 trade just got hit. Here is how to see your real Alphabet exposure across Fidelity, Schwab, Robinhood, and your 401(k) in one Google Sheet.
Goldman Sachs sees SpaceX at $474B revenue by 2030; Morgan Stanley at $3.4T by 2040. The IPO quiet period is over, the chasm is public, and SPCX is in your Nasdaq-100. Here is how to track the position honestly in your multi-brokerage sheet.
Surveys consistently show retail investors expect 12-15% annual returns over the next decade — roughly double what most long-term capital market assumptions project. Long-term real returns above 10% are exceedingly rare. Here is where the gap comes from, what it costs you, and how to plan around it without abandoning equities.
Momentum is up 28% year to date and the QQQ has already given back 4.5% over the past month. Hedge funds are sitting on one of their best quarters ever and starting to take profits. Here is what a violent July unwind would mean for your portfolio and how to size the risk across every brokerage in one Google Sheet.
A plain-English guide to bond ETF mechanics: what duration measures, how real yield is calculated, and how to size your BND, AGG, TLT, and IEF exposure across Fidelity, Schwab, Robinhood, and your 401(k) in one Google Sheet.
Jersey Mike’s filed an S-1 today for a NYSE listing under ticker JMKE, backed by Blackstone, with $724M in 2025 revenue (+11%) and 50% cumulative same-store sales growth from 2020 to 2025 across 3,300 stores. Here is how to size your JMKE allocation alongside Fidelity, Schwab, and Robinhood in one Google Sheet.
The Nasdaq-100 rallied 33% in ten weeks off the March low, but the Magnificent Seven returned just 5.4% and lagged the S&P 500. The Fed turned hawkish in June. The AI trade broadened, not stalled. Here is how to see your own Nasdaq-100 exposure across every brokerage in one Google Sheet.
Foreign investors are still pouring money into U.S. assets, the dollar remains the undisputed global reserve currency, and U.S. markets are about as dominant as they have ever been. Here is why the 'Sell America' trade keeps underperforming, what the rally looks like under the surface, and how to size the resulting concentration across every brokerage you use in one sheet.
Microsoft just guided to roughly $190B in calendar 2026 capex, with about two-thirds going to GPUs. The stock is down 15% on the year. Alphabet, Meta, and Amazon are spending at the same scale. Here is how to see the resulting exposure in one sheet.
The S&P 500 top 10 is 41% of the index, every one of them is tech or AI, and the same handful of stocks shows up in three of your "diversified" funds. Here is the math behind the hidden bet, why no brokerage app shows it, and how to track the real concentration in one Google Sheet.
Micron just posted $13.6B in quarterly revenue and warned that memory supply will stay tight through 2026. Apple says price hikes on its products are unavoidable. Here is the trade, the supply chain behind it, and the way to keep every ticker honest in a single Google Sheet.
Robinhood is cutting roughly 10% of staff, or about 300 jobs from a 2,900-person headcount, to stay "lean and disciplined." Here is what the cuts mean for HOOD, the platform itself, and why a multi-brokerage tracker is the right place to keep every account honest.
Fox is buying Roku for $22B in cash and stock, and both stocks fell on the news. Here is what the buyout means for shareholders and how to track a pending deal, cost basis, and post-close proceeds in one spreadsheet.
Pimco says the default cycle is returning and fixed income deserves a bigger role in portfolios. Here is why bonds matter now and how to track your allocation across every brokerage.
We shipped an improvement that detects broken brokerage connections and lets you restore them in one click. A quality-of-life fix for when your brokerage revokes data access.
Buffett's simple advice: buy a low-cost S&P 500 index fund. $10K in 1996 would be worth $187K today. Here is why passive investing still beats active management in 2026.
68% probability the stock market ends 2026 higher. Iran, oil, inflation — the headlines change daily. Here is how automated portfolio tracking helps you ignore the noise and stay the course.
Growth stocks slipped nearly 7% year-to-date while value held its ground. Analysts say this is not a short-term rotation — it is a structural shift. Here is what is driving it and how to track both styles across every brokerage.
SpaceX (SPCX) debuted at $135/share, raising $75B at a $1.77T valuation — the largest IPO ever. Closed up 19%. Learn how to track SPCX alongside all your other holdings with automated portfolio formulas.
The Dow surged 930 points a day after crashing 953 — a 1,900-point whipsaw in 48 hours. Investors who panic-sold on Wednesday missed Thursday's rally. Here is why automated tracking keeps you rational when markets swing.
Iran conflict, 4.2% inflation, and oil spikes sent the Dow down 953 points on June 10. Stop logging into 4 brokerage apps — track everything in one Google Sheet with automated formulas.
June is the halfway point. Fidelity and Schwab recommend mid-year portfolio reviews. Here is a practical checklist for investors with accounts at multiple brokerages.
Bitcoin crashed below $66K, gold slid 7.7%, stocks are volatile. Stop logging into 3 different apps — consolidate Fidelity, Schwab, and Robinhood in one spreadsheet.
Tired of manually entering stock prices and holdings from Fidelity, Schwab, and Robinhood? Learn how to auto-sync your brokerage accounts to Google Sheets and eliminate spreadsheet busywork.
GOOGLEFINANCE is great for basic prices, but it cannot sync brokerage holdings, track cost basis, or handle multiple accounts. Here is what it cannot do and how to fill every gap.
Both pull your brokerage holdings into Google Sheets. But pricing, brokerage coverage, and day-to-day workflow differ more than you would expect. Here is the real breakdown.